Insuring you since 1921.
An independent agency in Belmont, MS since 1921. We take the time to understand what you're protecting, shop 20+ carriers on your behalf, and explain your options in plain English — no runaround.
4.9 from 15 Google reviews · Licensed in MS, AL & TN
You Call, We Answer
No phone trees, no call centers, no "please hold." You get a real person from a local office who knows your account.
We Shop, You Choose
20+ carriers means we compare options for you — instead of handing you whatever one company happens to offer.
Local Since 1921
We've been part of this community for 105+ years. We're not going anywhere — and neither is your coverage.
What We Cover
Insurance Coverage We Offer
Auto Insurance
Your car gets you everywhere — let's make sure you're not one accident away from a financial mess.
Home Insurance
Your home is probably your biggest investment. Let's make sure it's actually covered — not just on paper.
Business Insurance
You built this business from scratch. Let's make sure one bad day doesn't take it all away.
Renters Insurance
Your landlord's insurance covers the building. It doesn't cover your stuff. That's where this comes in.
Motorcycle Insurance
Your auto policy doesn't cover your bike. Let's get you a policy that actually does.
Boat Insurance
Whether it's a bass boat or a pontoon, your time on the water deserves the right coverage.
Why Work With an Independent Agency
What Makes Mc-Wright Insurance Group Different
Here's what it comes down to: we take the time. We're not trying to be the fastest quote in your inbox. We want to be the one that's actually right. We'll walk you through what you're buying, why it matters, and what to watch out for — no jargon, no runaround. When you call us, a real person picks up. And that person probably already knows your name. We work with 20+ carriers so we can shop your coverage across multiple companies, and we stick around for the long haul — renewals, claims, life changes, all of it.
Our StoryWe Don't Just Write Policies and Disappear
We stick around for the renewals, the claims, the "I just bought a boat" phone calls, and the "what does this letter mean?" moments. That's the whole point of working with a local, independent agency.
Around Here
We Live Here Too
Friday night football, Christmas on Main, career day at the school, the Halloween booth on the square. Same town, same people, since 1921.
The Hard Truth About Insurance
The Insurance Triangle
Every insurance decision comes down to three things: Good, Fast, and Cheap. You can have two — but never all three. We always recommend the "Good" side. Our job is to help you decide whether speed or savings matters more.
See How It WorksReal Situations, Real Outcomes
How We've Helped Our Clients
Storm Damage Claim — Turned Around in Days, Not Weeks
The situation:A homeowner in North Mississippi had significant roof and siding damage after a severe spring storm. Their previous agent at a captive agency had been hard to reach during past claims. They switched to us before storm season and were glad they did.
The result:We filed the claim the same day they called, coordinated directly with the adjuster, and helped them understand every step of the process. The claim was settled and repairs were underway within two weeks. No runaround, no confusion.
New Contractor Needed Coverage Before the Job Started
The situation:A local contractor landed a commercial job that required a certificate of insurance before work could begin — and the deadline was three days out. They had no existing commercial policy and weren't sure where to start.
The result:We put together a general liability and commercial auto package, got it bound within 48 hours, and issued the certificate the same day. The contractor started the job on time and has stayed with us since.
Family Saved Over $1,200 by Shopping Carriers
The situation:A family in our area had been with the same carrier for years and assumed loyalty would keep their rates reasonable. After back-to-back renewals with significant increases — and no claims — they came to us for a second opinion.
The result:We shopped their home and auto across multiple carriers and found comparable coverage that saved them over $1,200 a year. Same coverage limits, better price, and now they have an agent who actually pays attention when things change.
Restaurant Owner Discovered a Major Coverage Gap
The situation:A restaurant owner in Northwest Alabama came to us for a quote on their business insurance. During our review, we found their existing policy had no liquor liability coverage — even though they served alcohol. One incident could have shut them down.
The result:We restructured their commercial package to include liquor liability, updated their property limits to reflect current rebuild costs, and added employment practices liability. They're now properly covered for what they actually do — not just what a generic policy assumed.
Renter Recovered $8,000 After a Water Leak
The situation:A young professional renting an apartment in Tupelo didn't think renters insurance was worth it — until a pipe burst in the unit above theirs and destroyed a laptop, furniture, and most of their wardrobe. They had signed up for a renters policy with us just two months earlier on a friend's recommendation.
The result:The claim covered nearly $8,000 in personal property replacement, plus temporary housing while the apartment was repaired. Total annual premium? Less than $200. It paid for itself forty times over.
6+ Trusted Carriers
We Shop the Market For You
As an independent agency, we aren't tied to one company. We compare coverage and pricing across the carriers below to find the fit that's right for you.
Progressive
Travelers
Liberty Mutual
National General
Foremost
National Security Group
What Our Clients Say
Based on 15 Google reviews
Dustin Clardy
4 months ago
I’ve had a great experience with Mc-Wright Insurance Group, especially working with Tamara Pharr. She’s knowledgeable, responsive, and made the entire process easy and straightforward. Highly recommend her if you’re looking for someone who truly puts the client first!
Justin Sapp
4 months ago
I l ove referring business to McWright Insurance Group because I know every client will be treated with the same care and attention they’ve always shown me. They don’t just operate like a business—they treat you like family. That kind of trust and consistency is hard to find, and it’s exactly why I’m confident sending people their way.
Balanced Bookkeeping and Consulting
4 months ago
Tamara with McWright Insurance is so easy to work with and incredibly knowledgeable. She makes sure my business has the coverage we need and is quick to answer any questions I may have.
Patrick Murakami
4 months ago
Can't recommend Mc-Wright insurance enough. Very forward thinking and looks out for their cliente. As an insurance professional, I would highly urge anyone in the area to call.
Mattie Haney
3 years ago
Everyone at McWright Insurance Group is always quick to respond and help where they can. Timely quotes and assistance is one reason they will always have my business!
Proudly Serving Our Communities
North Mississippi: Tupelo, Fulton, Corinth, Iuka, Amory, Pontotoc • Northwest Alabama: Florence, Muscle Shoals • Southern Middle Tennessee: Pickwick, Jackson, Columbia, Spring Hill
Ready for Coverage That Actually Fits?
Tell us what you're protecting and we'll shop the market, review the fine print, and walk you through your options — no obligation.